Our aims are to build and maintain a long-term relationship with clients. We have a large majority whom choose to continue a working relationship indefinitely, appreciating a source of trusted advice as their financial needs evolve over the years.

The following examples are an indication of the specialist advice and services that can be provided to you:

• Pension Fund Analysis
• *Self-Invested Personal Pension Plans 
• Income Drawdown Schemes 
• *Small Self-Administered Pension Schemes for Directors 
• *Small Self-Administered Schemes (SSASs) 
• Advanced Tax and Investment Planning 
• Trust and Estate Planning 
• Tax-Advantaged Investments 
• Offshore Investments 
• Portfolio Management 
• Cash Flow Modelling 
• Protection Panel, providing cover in the various forms of life, critical illness and disability solutions 
• Specialist Insurance for high value property and businesses

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Trusts and SSAS products are not regulated by the Financial Conduct Authority.

*These types of pensions will not be suitable for everybody, as they require investors to be happy in making their own investment decisions and may incur costs not usually associated with other types of pension schemes.